Don't know where to start
with your finances?

Not just a budgeting app, LasagnaFi guides you along your financial journey.

Where your wealth stands updated today
Assets $0
Debt $0
=
Net worth $0
▲ $4,120 this month · +2.3%
Cash 14% Investments 58% Property 28%
1Next move · Kill the $6,240 card @ 23.9% +$1,490/yr
One move

The single most important thing to do with your money next. Not a wall of charts.

The math

Every recommendation shows the exact dollars behind it. No black box.

In order

A clear priority stack, 12 levels deep, from your oh-shit fund to retirement.

Your numbers

Answers grounded in your real accounts. The AI never sees your name or bank.

How it works

Answers you can act on today.

Most finance apps hand you graphs and tons of data to interpret. LasagnaFi tries to simplfiy your finances by giving you actionable insights.

Connect every account in one place.

Link your banks, cards, brokerages, and retirement accounts through Plaid. LasagnaFi pulls balances, holdings, and transactions in real time. Your net worth, cash, and investments stay current.

  • Bank-grade, read-only Plaid connections
  • Real-time balances, holdings & transactions
  • One live net-worth number across everything
Your accounts · connected synced via Plaid
CH
Chase CheckingChecking · ••4021
$8,450
AL
Ally SavingsSavings · ••7716
$42,300
VG
Vanguard BrokerageTaxable · ••2093
$96,120
FD
Fidelity 401(k)Retirement · ••5588
$61,540
CC
Chase SapphireCredit card · ••9004
−$6,240
Real-time net worth$182,430

Ask any question you want and get real answers.

Type the question you'd ask a financial planner. LasagnaFi pulls your real figures, runs the comparison, and gives you a straight answer you can check.

  • Grounded in your balances, rates, and brackets
  • Shows the calculation, not just the verdict
  • Push back, drill in, run the next scenario
AI Chat Claude Sonnet
you
I've got $6k in checking. Pay down the card or throw it in my Roth?
Pay down the card first. It's at 23.9% APR; your Roth is projected around ~7%/yr. Clearing the card is a guaranteed 23.9% return. The market isn't.
Keep $6k, pay card interest−$1,434 / yr
Invest $6k at ~7%+$420 / yr
Net by paying the card first+$1,854 / yr
You've still got until April 15 to fund the Roth. Come back to it once the card's clear.

Your highest-impact moves.

LasagnaFi reads all your connected financial data holistically and gives you a simple to-do list. You get a plan, ready to go.

  • Ranked by real impact
  • Ask AI about any questions you have
3 moves to make today this week
1
Debt · do now

Kill the $6,240 card balance

It's at 23.9% APR, costing $124/mo. Nothing you can invest in beats a guaranteed 23.9% return.

+$1,490saved / yr
2
Protect · next

Get term life + a will

2 dependents, $0 coverage. If something happens, they're exposed. ~$42/mo fixes it.

$42/ mo
3
Grow · then

Top off your Roth, $4,800 to go

Tax-free growth, and you can't add to your 2025 Roth after April 15.

$2,200of $7,000

Know if you're on track to retire.

10,000 simulated futures, backtested against every market period since 1928. You get one readiness number and the single change that moves it most.

  • Monte Carlo over real historical sequences
  • A live readiness score from your current savings rate
  • See what each change does to your number
Will your money last? live projection
0%on track
You hit your number in 9,200 of 10,000 futures.

At today's savings rate · $2.1M target · retire at 55.

Save $300 more / mo → readiness climbs to 96% and you retire ~14 months earlier.
todayp5–p95 rangeage 90

See exactly where you stand in the stack.

Twelve levels, oh-shit fund to estate planning. LasagnaFi reads your live balances and tells you which level you're on. The ones above stay locked until you clear it.

  • Auto-placed from your real balances
  • High-rate debt sorts above investing, always
  • Tap any level for the exact threshold to clear it
Your financial level Level 3 / 12
1Stabilize + oh-shit fund$1,000 bufferdone
2Capture the employer match100% of the free moneydone
3Wipe out high-rate debt$6,240 card @ 23.9%, pay this firstyou're here
4Emergency fund3–6 months, liquidnext
5Insurance + willterm life · disability · estatequeued
6Tax-advantaged investinglocked
7Medium-rate debt · 8–15%locked
8Max contributions → financial independence+4 more
Pricing

Free to self-host. Free to try. Pro when it pays off.

LasagnaFi is open source. Run it yourself for free. Or use our hosted app. Free to start, Pro when you want more accounts and flagship models.

Open source Self-host
$0self-hosted

Run the whole thing on your own server.

  • Unlimited accounts on your server
  • Every feature, no limits
  • Bring your own Plaid and AI keys
  • Your data never leaves your server
  • MIT-licensed. Deploy with Docker.
View on GitHub
Free Hosted
$0forever

Our hosted app. No setup, no card.

  • Up to 3 connected accounts
  • Daily automatic refresh
  • Full AI chat on the standard model
  • Every planning tool: plan, levels, retirement, tax
  • Always protecting your data
Get started

Why upgrade? A single tax or debt move LasagnaFi surfaces usually covers a year of Pro, many times over.

FAQ

Good questions, straight answers.

What is LasagnaFi?

It's a guide to navigate your personal finances. It gives you insights to improve them. Not just a budgeting app or a data simulator.

Does it use AI?

Yes. AI generates the insights. But your personal data is never sent to the AI. All data is anonymized and never tied to you. The model sees numbers and patterns, never your name or accounts.

Why is there a paid tier?

It costs money to connect accounts through Plaid, generate your actions, and run the AI chat. It also costs money to host the servers and databases. The paid tier covers those costs. Want it free? Self-host the open source version.

Private by design

Hide your identity
from the AI.

Before any question reaches ChatGPT or Claude, your identity is stripped and tokenized. The model reasons over balances and ratios, never your name, bank, or account numbers. Connections are read-only.

The core and the scrub layer are open source. Host it yourself if you'd rather keep everything on your own server.

Your data
holderJane Richter
bankFirst National
acct****9821
balance$48,230.14
savings rate22.4%
Sent to the AI
holderuser_0xA2
bank[redacted]
acctacct_01
balance$48,230.14
savings rate22.4%

You've been guessing.
You don't have to.

Connect your accounts and see your next move in about five minutes. Free to start, open source.