Don't know where to start with your finances?

Not just a budgeting app, LasagnaFi guides you along your financial journey.

Actions
3 left
Pay off the $5,800 card balance It charges 22.9% a year, which is $111 a month. Debt $1,330 a year

Paying this off is a sure 22.9% return. Nothing you can safely invest in beats that, so clear it before anything else.

The account behind this
Rewards Card22.9% a year, $111 a month in interest
-$5,800
See your card transactions Mark complete
Raise your 401(k) to catch the full match You put in 3%. Your employer matches up to 5%. Savings $1,640 a year

Your employer pays in up to 5% of salary but only matches what you contribute. At 3% you are leaving $1,640 a year on the table.

The account behind this
401(k)3% of salary, match available to 5%
$58,200
Open your 401(k) Mark complete
Move $6,000 of idle cash to 4.5% savings It earns 0.01% a year in checking. Savings $270 a year

This is cash sitting above your one-month buffer in checking. A savings account at 4.5% pays about $270 a year on it.

The account behind this
Everyday Checking0.01% a year, $6,000 above your buffer
$3,150
See your cash Mark complete

How it works

What happens after you sign up.

1

Connect your accounts

Connect your banks, cards, brokerages and retirement accounts through Plaid. LasagnaFi reads your balances, holdings and transactions, and refreshes them every day so the numbers you see are current.

  • The connection is read only
  • Balances, holdings and transactions
  • Refreshed once a day
Connected institutions
1 connected
Lakeside Bank
Checking and savings
$12,600
Everyday CheckingChecking
$3,150 Synced
Savings4.50% a year
$9,450 Synced
Meridian Invest
Retirement and brokerage
$71,400
401(k)Employer plan
$58,200 Synced
Roth IRARetirement
$13,200 Synced
Northgate Credit Union
Card and auto loan
-$20,700
Rewards Card22.9% a year
-$5,800 Synced
Auto Loan7.20% a year
-$14,900 Synced
Add account
2

LasagnaFi redacts your information

Your accounts are merged into a single view of your finances. What reaches the AI is your balances, rates and dates, not your name, your banks or your account numbers. A document you upload is the exception, since the model has to read the page as it is printed.

  • Names, banks and account numbers are replaced with codes
  • Balances, rates and dates are sent unchanged
  • All of LasagnaFi is open source
What leaves your device
Nothing removed yet
name Dana Whitfield
bank Lakeside Bank
account 4417
balance $9,450
savings rate 15.2%

Your balances and rates go through untouched. Anything that names you does not.

3

Actions are generated

LasagnaFi reads every account together and generates a ranked list of actions across your spending, taxes, retirement, debt and savings. Each action states the dollar amount it is worth and how much effort it takes, so you can start with the ones that pay the most.

  • Ordered by the amount of money involved
  • Covers spending, taxes, retirement, debt and savings
  • Each one expands to show the numbers behind it
Actions
AllDebtSavings
Pay off the $5,800 card balance Debt $1,330 a year
Raise your 401(k) to catch the full match Savings $1,640 a year
Move $6,000 of idle cash to 4.5% savings Savings $270 a year
AllDebtSavings
Pay off the $5,800 card balance Debt $1,330 a year
AllDebtSavings
Raise your 401(k) to catch the full match Savings $1,640 a year
Move $6,000 of idle cash to 4.5% savings Savings $270 a year
4

Ask questions in chat

Chat queries your account data to give you answers specific to your situation. Ask why an action was suggested, or anything else about your money, and the answer uses your actual balances, rates and marginal bracket, with the calculation shown.

  • Uses your balances, rates and tax brackets
  • Shows the calculation, not only the result
  • Follow-up questions keep the same context
Chat
Claude Sonnet
Send
5

Track your progress over time

Your net worth recalculates every day as your accounts sync. Actions you finish drop off the list, and new ones appear as your balances change.

  • Assets minus debts, as one number
  • Split by cash, investments and property
  • Change over the current month
Net worth
1M1YAll
$155,300

Across 6 connected accounts.

Change Up $1,840
What you own $424,000 of assets
Cash 3% Investments 17% Property 80%
Net worth
1M1YAll
$155,300

Up from $138,600 a year ago.

Change Up $16,700
What you own $424,000 of assets
Cash 4% Investments 15% Property 81%
Net worth
1M1YAll
$155,300

Up from $61,400 when you started.

Change Up $93,900
What you own $424,000 of assets
Cash 6% Investments 11% Property 83%

Free to self-host. Free to try.

LasagnaFi is open source, so you can self-host the whole thing for free. If you would rather not run a server, use our hosted app: free to start, with Pro for more connected institutions and the flagship AI models.

Open source Self-host
$0self-hosted

Run the whole thing on your own server.

  • The same code that runs the hosted app
  • No subscription and no account with us
  • You supply your own Plaid and AI keys
  • Your accounts and transactions stay in your own database
  • MIT licensed. Runs on Docker.
See the source code
Free Hosted
$0a month

Our hosted app. No setup and no card.

  • Up to 2 institutions (every account at each)
  • Your accounts refresh once a day
  • Full chat on the standard AI model
  • Every planning tool, including tax
  • The same privacy rules as Pro
Get started

Common questions

What do I need to do to get started?

Sign up with your email, fill in a short profile with your name, your income and how much risk you are comfortable with, then connect your accounts.

Which accounts can I connect?

You can connect banks, credit cards, brokerages, retirement accounts and loans at US institutions through Plaid. For a house, enter the address and LasagnaFi looks up a value estimate for you, or you can enter your own figure and it will keep that instead. Anything Plaid does not reach, and any estimate that does not come back, you can add by hand, and it counts towards your net worth like any other account.

Can LasagnaFi move my money?

No. The connection that Plaid opens is read only, so LasagnaFi can see your accounts but cannot make a payment or a transfer. Moving money is something you do at your own bank.

Do you see my bank password?

No. You sign in to your bank through a window that Plaid opens, so your password goes to your bank and not to LasagnaFi.

How does LasagnaFi use AI?

LasagnaFi uses AI to help create the insights you see in your actions, as well as the chat responses to any questions you have. The data behind both is anonymized before it is sent, so it carries no information about who you are.

What about a tax document I upload?

LasagnaFi uses AI to read the document and pull out the figures it needs, then deletes the file and keeps those figures. The AI reads the page exactly as it is printed, so it sees everything on it, including your name and your Social Security number.

Who else gets my data?

We don't have advertisers, and we don't sell your data. We only share it with the platforms required to make LasagnaFi work, like Plaid for connecting your accounts and Stripe for payment. See our Privacy Policy for the full list.

What happens when I delete my account?

The account owner will find a Delete account button in Settings. Using it cancels any subscription, disconnects your banks at Plaid, and removes your accounts, transactions, chat history and the figures from anything you uploaded. Backups roll off after that, and Plaid and Stripe keep their own records under their own policies.

Is this financial advice?

No. LasagnaFi is not a registered investment advisor, and nothing in it is financial, investment, tax or legal advice. Before taking action, talk to a licensed professional.

Does the free plan run out?

No, the free plan is not a trial. If you connect more institutions than your plan covers, the ones past the limit keep their last known balance instead of disappearing, and they start updating again when you upgrade. Accounts you enter by hand do not use up a slot.

See your next move in five minutes.

Connect one account and LasagnaFi generates your first list of actions in about five minutes. Free to start, and open source if you would rather self-host.